Will Solar in Suffolk Affect Your Home Insurance?
With the demand for solar increasing, there’s been a lot of coverage in the news. Recently, national networks covered the story of a Florida homeowner that was refused insurance on her home after installing solar panels. It’s a worrying story, but as always, there are details beyond the headlines. Can you insure your home with solar in Suffolk? Here’s what you need to know about home insurance and your Long Island solar installation.
Check the Details on This News Story Before You Get Solar Power on Long Island
Outlets like Insurance News Network, First Coast News, Florida Sun Sentinel, and aggregators like Yahoo!, all recently published stories of a Florida homeowner who had her insurance canceled after installing solar panels.
The homeowner had a tile roof that was 11 years old when the solar panels were installed. Tile roofing is expected to last for up to 50 years when well-maintained.
The story could shock a lot of homeowners who are considering solar. If you are interested in solar power on Long Island, you may have seen this story and wondered if solar was worth it.
While the story is concerning, insurers do not normally cancel policies after a solar installation. You could have a Long Island solar installation and remain with your current insurer. The key is to discuss with your insurer first in case solar power on Long Island would negatively impact your policy.
Most Top Firms are Happy to Insure a Long Island Solar Installation
In the recent news story, the Florida homeowner was initially covered by Edison Insurance Company. She had never filed a home insurance claim and had lived in the home for more than two decades.
Florida insurance costs are increasing. The state is frequently a victim of severe weather events. This could be one of the reasons that the insurer was unwilling to insure the home with panels on the roof.
But, in most cases, your Long Island solar installation can be covered by your home insurance. You’ll need to call your insurance company to confirm if the policy would cover your panels. You can do this as soon as you get your solar estimate. Your premiums may increase if the cost of your panels exceeds your current insurance threshold. You’ll need to consider the increased cost along with the predicted savings that we provide in a detailed cost/benefit analysis for your Long Island solar installation.
Long Island Power Solutions Takes Care to Protect Your Home
Home insurance is important to protect your investment. When modifying your home, you must be confident that the service provider will respect and protect your property.
At Long Island Power Solutions, we have decades of experience in roofing and solar panel installation. We use low-penetration racking and flashing for solar panels. This helps to protect your roof while keeping the panels stable and resilient to all the expected weather conditions on Long Island.
Solar in Suffolk County can generate significant savings over time, even if there’s a slight increase in your insurance costs. Ultimately, you’ll generate a return on your investment. You can get insurance with solar in Suffolk. The key is to call your insurance provider as early as possible to learn about their specific policies and any steps you need to take to keep your home insured.
Suppose you need any specific information regarding the installation or even the condition of your roof. In that case, Long Island Power Solutions can provide the details to help the conversation with your insurer.
Get Your Estimate for Solar in Suffolk
Deciding to get solar in Suffolk County is one of the best decisions you can make. The savings can help to give you more financial freedom over time. And, solar gives you energy independence so you won’t have to rely on the grid for all your electricity.
Get a free solar estimate today and enjoy a turnkey service from the best installers of solar in Suffolk County.